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Protecting Your Home Investment with Life Insurance

Now that you have finished signing all the paperwork for your mortgage loan, do you think you are done? If you think so, you should not.

What happens if you or your spouse die, and one salary alone is not enough to pay the mortgage? This is where mortgage protection life insurance comes in.

This is basically a term life insurance policy covering you and your spouse. In case one of you dies, the other gets enough policy money to pay off the mortgage.

If your mortgage duration is thirty years, you should get a 30 year term life insurance policy.

Also, if you are afraid of doctors and tests, you can try obtaining a no medical life insurance policy. These policy premiums are higher, but you don't have to worry about invasive tests or physical examinations.

 

 
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